Co-Branded Debit CardsPrevious Article
Co-Branded Debit CardsNext Article
Breaking News
  • For Individual CustomersIf, however, you’re not a part of either a small or large business, and you’re simply an individual looking to take part in our available services, we will certainly offer [...]
  • For Corporate CustomersBy offering a co-branded card program specifically designed for business owners, the main benefit given to the customer is that your entire cost will be significantly lowered, and you’ll also [...]
  • Why PayInCard is BetterWhy PayInCard® Prepaid Cards, competitive advantages. Co-Branded Card programs that involve debit cards and credit cards One of the many things that brings a great deal of pride to PayInCard is the [...]

Co-Branded Prepaid Cards and Credit Card Programs Powered by FIB

Weather Report ,

Co-Branded Credit Cards

Line Spacing+- AFont Size+- Print This Article
Co-Branded Credit Cards
Related Articles

Co-branded credit cards

Credit Card – MasterCard and Visa Co-branded Credit Cards

Credit cards, a popular method of payment, are viewed almost the same as actual money since it has significantly changed the way people commonly make payments. This method of completing purchases is far more secure than simply carrying around large wads of cash to make purchases. When a credit card is in one’s possession, there’s more of a freedom in terms of purchasing the amount of merchandise that is needed without worrying about how much cash is available on your person. Transaction is done instantaneously by using one easy simple swipe at a machine.

For security purposes there are quite a few co branded credit cards that have a cardholder’s personal identification that sets them apart from everyone else, and this can be found in either the form of a picture or a signature. In the event that a credit card is stolen, it’s the cardholder’s responsibility to ensure that they notify the company of the theft, and so any transactions that were made after that date will be rescinded, and the cardholder will not have to worry about being held accountable for the charges made. But it’s important for the cardholder to keep in mind of the importance of remaining aware and checking their monthly statements in order to detect any form of fraud and then promptly report it.


Credit cards are a type of card that is issued for the purpose of the cardholder being able to make financial transactions, whether it’s in the form of making either payments or purchases from either a business or an individual. This form of payment is usually perceived as credit and therefore the cardholder is acquiring a certain amount of liable debt whenever the card is used to make a payment. Aside from the purchases made, like any other occurrence when money is borrowed, the cardholder is expected to also pay a certain amount of interest that is determined by the card program or by the credit card company.

The use of credit cards have gained popularity over the years, as it’s perceived as a simple way to make payments, and also provides a certain amount of security in the unfortunate event of an emergency. Credit cards are also designed to either cater to the needs of an individual customer or a specific business regardless of its size. With a credit card, cardholders are granted a greater amount of flexibility in the amount of merchandise that can be purchased at one time, essentially eliminating the inconvenience that comes with simply carrying around large amounts of cash for this purpose. One of the primary advantages of using a credit card over simply using cash is the reality that when the co branded visa card is used at certain stores to make purchases the customer will often times receive discounts by simply using the credit card, something that is not offered to cash payers.


One of the most important aspects of being a credit card holder is being responsible, and that translates into making punctual payments that includes the interest rate, and when this is done the cardholder can expect to enhance their credit. Having good credit can significantly work to a cardholder’s advantage, enabling them to more easily be given loans along with receiving other types of financial assistance if needed. Also, the cardholder can save a tremendous amount of money in the interest rate if they get into the habit of making monthly payments in time.


Two of the most prominent and well-known companies for providing financial services are Visa and MasterCard. The purpose of Co-branded cards is to forge a bond that’ll serve the purpose of connecting customers to the business. What truly differentiates a co-branded card from other cards and what truly makes it unique is the fact that the card holds a logo that represents a certain business as well as a separate logo for the financial provider. However, when a customer chooses to use PayInCard®, it’s either MasterCard or Visa that represents the co-branded cards that the customer will later use. But using a co-branded card programs can have its advantages for the customer, as they’ll be given both a rewards program along with a monthly statement, which will mostly likely enhance a certain level of trust that the customer will feel towards the business.


Co-Branded Cards

Co-Branded Cards

Co-branded Prepaid cards programs for credit card and debit cards The use of co-branded card programs has recently become more widespread, as this type of card serves as a convenient way [...]